Ten Reasons to Participate in Your 401k
1. Automatic Savings: Since Americans tend to be poor savers, this turns out to be an excellent reason to invest in a 401k. Once you decide how much to contribute, the money is automatically taken out of your paycheck each pay period. No discipline required!...More

Your Retirement Plan - In Good Times and In Bad
Buy! Hold! Sell! What's an investor to do? Today's investors are being inundated with information. Needless to say, there are countless magazines, financial news channels, television ads and web sites vying for your attention and dollars. Everywhere you turn, someone is trying to give you his or her opinion and "advice" regarding the proper way to invest. It is now just as common to hear your grocery store clerk or next-door neighbor mention what the Dow Jones did today as it is a stockbroker...More

Summary of the Pension Protection Act of 2006
The Pension Protection Act of 2006, which was signed by President Bush on August 17, 2006, represents some of the most comprehensive pension reform in decades. The majority of the legislation in the Act applies to the funding requirements of traditional defined benefit pension plans, but there are provisions of interest to the sponsors of defined contribution plans.... More

Roth 401(k) Informational Overview
Roth(k) Basics

Signed into law in 2001 (EGTRRA)

Available for first time in 2006

Optional feature that any 401(k) plan can offer

After tax contributions, tax-free earnings, tax-free withdrawals (if withdrawn after 5 years and past age 59 ½)
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Loan Repayments During a Leave of Absence
Participant loan repayments are generally made via payroll deductions, so what happens when the participant goes on a leave of absence with an outstanding loan? The individual circumstances of the leave will impact the treatment of the outstanding loan...More

An Overview of Multiple Employer Plans
A multiple employer plan is sponsored by multiple unrelated companies or companies that do not share sufficient ownership to be considered a controlled group under the Internal Revenue Code...More

The Impact of Leased Employees on Retirement Plan Operation
The Leased Employee rules are very complex and the appropriate operation of the plan may vary widely based on the specifics of the Leased Employee situation. The first step in the process is to determine whether any employees are "Leased Employees" as that term is defined by the IRS. ...More