401kFocus.com is a state of the art concept created by American Pensions, Inc., a leading provider of 401k administrative and investment services. Employers and employees alike benefit from a custom-designed 401k plan package that is tailored to their individual business and offers all of the features of the big "supermarket" type 401k plans. By use of custom designs and select "no load" mutual funds, 401kFocus has become the retirement plan of choice for employers and is "Second to None" in the industry in providing boutique services for our clients.

401kFocus utilizes the most current, state-of-the-art computer hardware and software. The use of such first class equipment and software allows 401kFocus to provide its clients with daily valuation recordkeeping that can be reviewed or modified by their plan's participants 24 hours a day, 7 days a week via 401kFocus.com or a toll free telephone voice response unit (VRU). In addition, our team of certified pension professionals keep current with retirement plan compliance requirements in the industry.

API has three major differences from most other retirement plan solutions. One, we have no fund affiliations. We start with the top performing funds and begin our screening process from there. Second, we pass through 100% of all revenue sharing we receive, reducing the overall expenses of the plan. Third, we provide individual advice to plan participants above and beyond the empirical education participants receive from most providers. 401kFocus clients may select their plan's mutual fund investments [typically 12 to 15 funds per plan] from a collection of literally thousands of diversified mutual funds, including all of the popular "no-load" mutual fund families

We feel our unbiased approach is the best investment model especially in light of the plan fiduciary requirements. We recommend funds through a rigorous screening process based solely on the fund quality and investment performance, rather than how much revenue sharing the fund may provide. As a "revenue neutral" Registered Investment Advisor, we act as a co-fiduciary with respect to our investment recommendations and advice.

For more information on 401kFocus and our services, please contact us.